Understanding Your Medical Payment Coverage
What is Medical Payment Coverage (Med Pay)?
Medical Payment Coverage is a special type of coverage you can purchase through your auto insurance carrier. It will pay your medical bills or funeral expenses if you are injured in a car accident regardless of who is at fault. Today, many people do not have health insurance coverage and are gambling against the odds of a potential auto accident. If you have any questions regarding medical payment coverage, please call our experienced Atlanta personal injury attorneys to get your questions answered.
Are there limits to Medical Payment Coverage?
Med Pay coverage limits typically start at $1,000 and go up as high as $50,000 in coverage. These limits cover everyone in your vehicle at the time of the accident regardless of who was at fault in the accident. The cost for medical payment coverage is relatively inexpensive and can provide extra coverage for you and your loved ones in the event of an unfortunate accident. There are time limits to use your medical payment coverage following an accident. "Expenses must be incurred for services rendered within three years from the date of the accident; provided, however, that nothing shall prevent an insurer from allowing a longer period of time." O.C.G.A. 33-31-2(1). Therefore, the insurer can extend the amount of time you can use your medical payment coverage past the three year mark. We suggest you use it as soon as possible to avoid any headaches with the insurer.
Melman Law Group has experienced car accident attorneys that provide free consultations for anyone involved in an auto accident. Are services are free and there are no upfront costs to use our services. If you or a loved one has been involved in a car accident and are not sure what to do, call our auto accident attorneys today to get the guidance you need from attorneys you can trust. Call/Text 24/7 770-365-7556.